Monetizing Your AP Payment Mix

Turning Accounts Payable Into a Strategic Revenue Generator

In a rapidly evolving financial landscape, forward-thinking companies are finding ways to transform AP from a cost center into a revenue generator. Monetizing your AP payment mix involves strategically managing payments to unlock revenue-sharing opportunities and supplier discounts.

Why Monetization Matters

Revenue-sharing models embedded in AP payment systems enable organizations to maximize their financial outcomes. By leveraging digitized payment solutions, businesses can achieve strategic growth.

• Virtual cards enable organizations to generate up to 1.5% of transaction value through revenue-sharing partnerships.¹
• Companies using digitized AP systems have seen 4x higher adoption of strategic payment methods among suppliers, unlocking greater financial value.²
• Businesses can achieve a 35% reduction in time spent on AP management tasks, freeing up resources for strategic priorities.³

Steps to Monetize Your AP Payment Mix

1. Increase Virtual Card Adoption
   Virtual cards are an excellent vehicle for monetization. By increasing their adoption among suppliers, your organization can:some text
   • Generate revenue shares on supplier spend.
   • Gain control over transaction-specific parameters.
2. Optimize Payment Timing
   Implement payment schedules to maximize early-payment discounts while avoiding late fees. Advanced analytics tools help identify the ideal timing for each transaction.
3. Collaborate With Suppliers
   Communicate the benefits of virtual cards and ACH transfers to your suppliers. Highlight the reduced risk, faster payments, and lower processing costs they offer.
4. Leverage Technology for Transparency
   Use a platform like Finexio to provide real-time data on payment incentives and cash flow, ensuring you capture every possible revenue-sharing opportunity or discount.

The Outcome

Strategically monetizing your payment mix can generate significant revenue, enhance supplier relationships, and contribute to overall financial resilience.

Learn more:

Optimizing Your AP Payment Mix

Securing Your AP Payment Mix

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Why Finexio?

Finexio is the only purpose-built platform for embedded payments and the only company that has an AI-backed payments fraud guarantee solution for optimizing, monetizing and securing AP payments.

Ready to transform your AP process?

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Sources

1. Finexio. (2024). Virtual Card Revenue Sharing Overview. Retrieved from https://www.finexio.com/
2. Gartner. (2023). Supplier Adoption of Virtual Cards. Retrieved from https://www.gartner.com/
3. PwC. (2023). Efficiency Gains in AP Management. Retrieved from https://www.pwc.com/