Card by Mail: No Email Required

Partner Resources
Card by Mail: No Email Required

In the world of B2B payments, virtual cards have long been hailed as a game-changer. However, a significant hurdle has persisted: the need for supplier email addresses. Finexio's Card by Mail is an innovative solution that has greatly expanded the reach of virtual cards by eliminating the email barrier. Card by Mail is exclusively available through authorized Finexio partners and their customers, offering a unique competitive advantage in the B2B payments space.

The Email Address Dilemma

Traditional virtual card solutions require email addresses to enable virtual card distribution. This dependency creates a significant roadblock due to the following hard facts:

  • Many supplier invoices only provide a physical or P.O. box address for payment remittance.
  • Supplier databases often lack email contact information.
  • Email-based payments systems exclude a large portion of potential virtual card recipients.

Finexio Card by Mail: The Game-Changing Partner Solution

Finexio Card by Mail  tackles this challenge head-on with a brilliantly simple approach:

  • No Email Required: Virtual cards are sent via physical mail to the supplier's remittance address.
  • Leverages Existing Data: Utilizes the supplier address information already in your system.
  • Bridges Digital and Physical: Introduces virtual card benefits to businesses still operating in a paper-based world.

Why This Matters for Finexio Partners and Their Customers

  • Expanded Reach: By not requiring email addresses, Card by Mail dramatically increases the number of suppliers that can be paid via virtual card.
  • Higher Adoption Rates: Our partners are achieving card penetration rates of about 20% in accounts payable—nearly triple the national average of 7%.
  • Addressing the 80/20 Rule: 80% of payment processing costs often lie in just 20% of transactions. Card by Mail targets these numerous smaller payments that are otherwise overlooked.

Benefits Beyond Convenience for Finexio Partners and Their Customers

  • Enhanced Security: Virtual cards offer superior security compared to checks or ACH

  • Cost Savings: Reduces processing costs associated with checks and manual processes

  • Improved Cash Flow: Customers enjoy significant cash flow benefits and cash back earnings
  • Fraud Reduction: Dramatically decreases the risk of payment fraud

The Process: Simplicity Meets Innovation for Partner Success

  1. Invoice Receipt: Your customer receives an invoice from a supplier
  2. Card Generation: A virtual card is created for the payment
  3. Physical Delivery: Card information is sent via mail to the remittance address on the invoice
  4. Supplier Activation: The supplier receives the card details and can process the payment
  5. Digital Transition: Suppliers are encouraged to provide electronic information for future transactions

A Universal Solution for Finexio Partners

Finexio's Card by Mail program is designed for maximum compatibility, exclusively through our partners:


  • Card Issuer Agnostic
  • Bank Agnostic
  • Network Agnostic

This means any virtual card provider or bank in the United States can leverage our technology, expanding the reach of virtual cards to previously untapped markets.

Transforming B2B Payments through Partnerships

By eliminating the email address requirement, Card by Mail doesn't just solve a technical problem—it opens up a whole new world of B2B payment possibilities for our partners:

  • Inclusivity: Brings virtual card benefits to businesses of all technological levels
  • Gradual Digital Transition: Provides a bridge for businesses to move from paper to digital processes
  • Market Expansion: Allows virtual card issuers to tap into previously inaccessible markets

In a landscape where virtual cards are growing 15-20% annually, Finexio's partner-exclusive Card by Mail program is poised to accelerate this trend dramatically. By removing the email address barrier, we're not just improving payment processes—we're transforming the entire B2B payment ecosystem, one mailed virtual card at a time. Won't you join us? Become a Finexio Partner Today!

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